Best Credit Cards for your Small Business
With the recession from the last few years, small business owners are becoming more worried about cash flows, while credit market maintains its trend toward shrinking. Nevertheless, big players of the credit market prefer issuing business loans rather than consumer loans. They do so, since they have double benefit of receiving extra support from state stimulus programs and carrying fewer risks when lending to small businesses.
Here are some great offers for small business professionals.
- Capital one Venture for Business credit card. This card is a business version of Capital One Venture card. It offers to earn 2 miles per every dollar of your purchases. To redeem the accumulated miles you have only to book a travel at the discount travel service you prefer and request an exchange of 100miles from the rewards balance on the card with every dollar of airfare. This will result in two percent back on business travel expenses.
- Costco and American Express TrueEarning Business Card. This card has already gained popularity due to its feature to double (as a Costco membership card). You can gain significant cash back rewards once you resolve to move risk onto your corporate profile from your personal credit report. TrueEarning Business Card will rebate 3 percent on restaurant tabs and 4 percent on gasoline buying. The rebate in the form of a voucher will arrive once a year with the opportunity to redeem it at Costco. And you will be charged no additional fee for this.
- US Bank FlexPerks Business Cash Rewards Visa Card. What places this lender among the top five US banks is its strong focus on innovation and service. They provide their FlexPerks cardholders 3-percent cash rebates for buying gasoline, office supplies and wireless services, and 1-percent cash rebate for all other purchases. Upon redeeming this, cardholders also get a $25 increment. As long as you have at least one purchase a year on your account there is no annual fee. And on the first anniversary of becoming a cardholder you can enjoy a 25 percent bonus on all your cash back rebates.
