Archive for the Credit score Category

Collection of a Deceased Person’s Debt

Collection of a Deceased Person’s Debt

The outstanding debt is paid by the deceased estate upon a person’s death. The priority is given to secured debts (debts secured by collateral), funeral costs, medical bills and taxes, while unsecured debts (those not secure by collateral), like credit card debt, are collected from the remaining f

How to Get a Credit Card if You Have Bad Credit and a Low Credit Score

How to Get a Credit Card if You Have Bad Credit and a Low Credit Score

Tips to Get a Credit Card with Low Credit Score and Bad Credit You should be aware from the very beginning what a serious challenge it is to get a credit card with a low credit score and bad credit. If you’ve tried to do that by now, you maybe even think this task is altogether impossible to acco

Credit Scores: The Way They Are Calculated

Credit Scores: The Way They Are Calculated

Until a few years ago, Americans were kept unaware of such a thing as a credit score since it was tightly guarded by lenders. The reasoning was that the sophisticated mathematical formula, which evaluates all the information in credit report, would be difficult to understand for an ordinary person

Tips on How to Calculate Your Approximate Credit Score

Tips on How to Calculate Your Approximate Credit Score

The information about how exactly a credit score is calculated by credit reporting agencies is held proprietary. We know only its basic principle: any personal credit history is generated through its comparison to a general average credit history. There are, however, a few tips that you can use t

How to Raise Your Credit Score for Free

How to Raise Your Credit Score for Free

Lower rates on cars, houses, lower insurance payments, better job opportunities – these are the major benefits a high credit score provides. Being aware of these benefits, it is only natural that you would like to raise you score. Here are a few tips to help you do it for free. Get a free c

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